Patents in Biometric
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Title
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Tokenless Biometric Electronic Check Transactions
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Abstract
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A tokenless authorization of an electronic check between a payor and a payee using an electronic identicator and at least one payor bid biometric sample is described. The method comprises a payor registration step, wherein the payor registers with an electronic third party identicator at least one registration biometric sample, and at least one payor checking account data. An electronic financial transaction is formed between the payor and the payee, comprising at least one payor bid biometric sample, wherein the bid biometric sample is obtained from the payer's person, in a transaction formation step. Preferably in one transmission step the payor bid biometric sample is electronically forwarded to the electronic identicator.
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Inventors
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David Ferrin Pare, Jr., Berkeley, CA (US); Ned Hoffman, Berkeley, CA (US); Jonathan Alexander Lee, Berkeley, CA (US)
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Patent Number
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6581042
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International Classification
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Jun. 17,2003
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